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Some
carriers offer a short-term health plan for Colorado
residents which provides individuals with flexible,
reliable, affordable coverage for those "in-between"
times.
Short term health insurance generally include
the following:
Simplified
applications - more limited health history
questionnaires than permanent coverage
Faster
Turn-around - effective dates can be
as early as midnight following post or fax date if
approved
Pre-existing
conditions - most short term plans do
not cover pre-existing conditions. They
are really built to handle more catastrophic issues.
Preventative
is typically not covered on Short Term policies
Choice
of deductible typically runs from $500 to $2000
Usually
a minimum of 30 days is required and can be up to
6 months (sometimes month to
month up to 12 months)
Short
term plans are typically pre-payed for a fixed
period of time
You can get
an instant quote
and benefit
information
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